Terms and Conditions

1. Acceptance of Terms

By accessing or using the Awallet website, platform, or any related services (collectively, the "Services"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not access or use the Services.

2. Description of Services

Awallet provides AI-driven data analysis and portfolio-related information tools intended to support users in understanding and organising financial information. The Services are provided for informational and educational purposes only and do not constitute financial, investment, legal, or tax advice.

We do not guarantee the accuracy, completeness, or timeliness of any analysis, output, or recommendation generated through the Services. Any investment decisions you make remain solely your own responsibility.

3. No Investment Advice

Nothing provided through Awallet should be construed as a recommendation to buy, sell, or hold any security, asset, or financial product. Investing involves risk, including the possible loss of principal, and past performance is not indicative of future results. You should consult a qualified, independent financial advisor before making any investment decisions.

4. Eligibility and Account Responsibilities

You must be of legal age in your jurisdiction to use the Services. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account.

5. Acceptable Use

You agree not to misuse the Services, including but not limited to: attempting unauthorized access to our systems, reverse-engineering our software, using the Services for unlawful purposes, or interfering with the normal operation of the platform. We reserve the right to suspend or terminate access for any user who violates these Terms.

6. Subscriptions and Payments

Certain features of the Services may require payment of fees. Where applicable, pricing, billing cycles, and cancellation terms will be presented to you at the time of purchase. Fees are generally non-refundable except where required by applicable law or expressly stated otherwise.

7. Intellectual Property

All content, software, trademarks, and materials associated with Awallet are the property of Awallet or its licensors and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works from our materials without prior written consent.

8. Third-Party Services and Links

The Services may contain links to or integrations with third-party websites, data providers, or tools. We do not control and are not responsible for the content, accuracy, or practices of any third party. Your use of third-party services is governed by their own terms and policies.

9. Disclaimers

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or free of harmful components.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Awallet and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits or data, arising out of or related to your use of the Services, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Awallet, its officers, employees, and partners from any claims, liabilities, damages, or expenses arising out of your use of the Services or your violation of these Terms.

12. Termination

We reserve the right to suspend or terminate your access to the Services at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users or to Awallet.

13. Changes to These Terms

We may update these Terms from time to time. Material changes will be indicated by revising the "Last updated" date at the top of this page. Your continued use of the Services after changes become effective constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction in which Awallet operates, without regard to conflict of law principles. [This section should be reviewed and finalised by qualified legal counsel for your specific jurisdiction.]

15. Contact

For questions about these Terms, please reach out using the contact details provided on our website.