Privacy Policy

Last updated: [Insert Date]

1. Introduction

Awallet ("we," "us," or "our") respects your privacy and is committed to protecting it through compliance with this policy. This document describes the types of information we may collect from you or that you may provide when you visit our website and use our AI-driven data analysis and portfolio insight tools, and our practices for collecting, using, maintaining, protecting, and disclosing that information.

By accessing or using our website and services, you agree to this Privacy Policy. If you do not agree with the terms of this policy, please do not access or use our services.

2. Information We Collect

We may collect several types of information from and about users of our website and services, including:

• Personal identification information — such as name, email address, postal address, and telephone number, when you create an account, contact us, or sign up for communications.
• Financial and portfolio information — such as investment preferences, holdings, or financial goals that you voluntarily provide to enable our analysis and optimisation features.
• Technical and usage data — such as IP address, browser type, device identifiers, pages visited, and time spent on our site, collected automatically through cookies and similar technologies.
• Correspondence — records of any communications you send to us, including support requests and feedback.

3. How We Collect Information

We collect information directly from you when you provide it to us, automatically as you navigate through the site (including usage details and cookies), and potentially from third parties such as analytics or service providers who assist us in operating our website.

4. How We Use Your Information

We use information that we collect about you or that you provide to us, including any personal information, for purposes such as:

• Providing, operating, and maintaining our website and services
• Delivering requested data analysis, portfolio insights, or related features
• Responding to your inquiries, comments, or support requests
• Improving our website, products, and service offerings
• Sending administrative information, updates, or marketing communications where permitted
• Detecting, preventing, and addressing technical issues, fraud, or security concerns
• Complying with applicable legal and regulatory obligations

5. Disclosure of Your Information

We may disclose aggregated information about our users without restriction. We may disclose personal information that we collect or that you provide:

• To our subsidiaries, affiliates, contractors, and service providers who perform services on our behalf
• To comply with any court order, law, or legal process, including responding to requests from public or government authorities
• To enforce or apply our Terms of Service and other agreements
• If we believe disclosure is necessary to protect the rights, property, or safety of Awallet, our users, or others
• In connection with a merger, sale, reorganisation, or transfer of some or all of our assets

We do not sell your personal information to third parties.

6. Cookies and Tracking Technologies

Our website may use cookies, web beacons, and similar tracking technologies to collect and store information about your preferences and activity on our site. You can usually set your browser to refuse cookies or alert you when cookies are being sent; however, some parts of the site may not function properly without them.

7. Data Security

We implement reasonable administrative, technical, and physical measures designed to protect information from accidental loss and unauthorised access, use, alteration, or disclosure. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security of your information.

8. Data Retention

We retain personal information for as long as necessary to fulfil the purposes outlined in this policy, unless a longer retention period is required or permitted by law, such as for tax, accounting, legal, or regulatory purposes.

9. Your Rights and Choices

Depending on your jurisdiction, you may have certain rights regarding your personal information, which may include the right to access, correct, delete, or restrict the use of your personal information, the right to object to certain processing, and the right to data portability. To exercise any applicable rights, please contact us using the details on our website.

10. Third-Party Links

Our website may contain links to third-party websites and services. We are not responsible for the privacy practices or content of such third parties. We encourage you to review the privacy policies of any third-party sites you visit.

11. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without verification of parental consent, we will take steps to remove that information.

12. International Data Transfers

Your information may be transferred to, and maintained on, computers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ. By using our services, you consent to such transfers as described in this policy.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the updated policy on this page with a revised "Last updated" date. We encourage you to review this policy periodically.

14. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us through the channels listed on our website's contact or about page.